全 民 健 康 保 險 年 報
National Health Insurance In Taiwan
2013-2014
ANNUAL REPORT
對經濟弱勢民眾的補助措施
全民健保採強制納保，社會上難免有
一部分繳不起保險費的低收入戶及經濟邊
緣人口，如何貫徹全民納保政策，有賴多項
協助措施，以確保社會安全網的穩固，更彰
顯自助互助的精神。為了照顧癌症、洗腎、
血友病、精神病等重大傷病患者，以及經
濟困難弱勢民眾的就醫權益，健保署提出
多項協助繳納保險費的措施。另外，對於
罕見疾病重症患者及偏遠地區民眾，亦提
供醫療及經濟上的協助。現行的協助措施
包括保險費補助、紓困貸款及分期繳納等，
執行成果請見表
10
。
健保政策 照顧弱勢
Caring for the Disadvantaged
Subsidy Programs
for the Economically Disadvantaged
In a compulsory health insurance program, there will
inevitably be an economically marginalized segment of the
population that will not be able to afford NHI premiums. To
ensure that all of Taiwan's citizens have access to care, a safety
net encompassing subsidies and other measures has been
created that reinforces the system's spirit of mutual assistance.
Several preferential aid programs have been created to help
patients with catastrophic diseases, such as cancer, renal failure
requiring dialysis, hemophilia or mental health problems, or
the economically disadvantaged, retain their right to health
care.
In addition, the NHI system also provides medical and
financial assistance to those living in remote areas or those
coping with a rare disease or critical illness. The assistance
programs available for the poor or seriously ill include
premium subsidies, relief loans and installment payment plans
(
Table 10).