全 民 健 康 保 險 年 報
National Health Insurance In Taiwan
2013-2014
ANNUAL REPORT
全民健保的保險費率自
1995
年
3
月
開辦起到
2002
年
8
月底均維持
4.25
％，
2002
年
9
月起調整為
4.55
％；
2010
年
4
月為穩固健保經營，避免健保財務缺口繼
續擴大，以
2
年收支平衡為調整基礎，調
整保險費率至
5.17
％。
二代健保實施後，
從
2013
年
1
月
1
日起，保險費率調整為
4.91
％。
歷年保險收支累計短絀已由
2012
年
2
月開始有收支結餘，至
2013
年
6
月收支結
餘為
543
億元。
平均眷屬人數亦經過多次的調整：
1995
年
3
月開辦起至
1995
年
12
月為
1.36
人，
1996
年
1
月 為
1.1
人，
1998
年
3
月
為
0.88
人，
2001
年
1
月為
0.78
人，
2007
年
1
月
1
日起為
0.7
人。
The NHI premium rate was 4.25% fromwhen the system
was launched inMarch 1995 until September 2002, when it was
adjusted to 4.55%. To stabilize NHI operations and prevent the
system’s deficits fromwidening, the premium rate was further
increased to 5.17% in April 2010 with the goal of balancing
revenues and expenditures within two years. Since January 1,
2013,
when the second-generation NHI system took effect, the
premium rate has been 4.91%.
The cumulative deficit that had plagued the system turned
into a surplus beginning in February 2012, and as of June
2013,
the NHI systemhad a surplus of NT$54.3 billion.
The average number of dependents per insured, a number
set by the NHIA, has been adjusted frequently over the years.
It has gone from 1.36 people in December 1995, to 1.1 in
January 1996 to 0.95 in October 1996 to 0.88 in March 1998.
It further declined in the next decade, to 0.78 in January 2001
and 0.7 on January 1, 2007.