全 民 健 康 保 險 年 報
National Health Insurance In Taiwan
2013-2014
ANNUAL REPORT
Wage Earners
The Insured
Salary Basis x PremiumRate x Contribution Ratio x
(1
+ Number of Dependents)
Insurance Registration
Organization or the
Government
Category 1 (subcategories 1~3 Category 1 in Table 1): Salary Basis x Premium
Rate x Contribution Ratio x (1 +Average Number of Dependents)
Categories 2 and 3: Salary Basis x Premium Rate x Contribution Ratio x Actual
Number of People Insured
Non-Wage-Earning
Individuals
The Insured
Average Premiumx Contribution Ratio x (1 +Average Number of Dependents)
The Government
Average Premiumx Contribution Ratio xActual Number of People Insured
Table 2 NHI Premium Formulas (As of January 2013)
Note: 1. Contribution Ratio: Based on ratios set by the NHIA (Table 3)
2.
Insurance Premium Rate: 5.17% from April 2010 to December 2012; 4.91% starting from January 2013
3.
Salary Basis: The amount on which premiums are calculated based on a payroll bracket table (Table 4). The salary
basis reflects the salary registered on behalf of the insured.
4.
Number of Dependents: Maximum of three even if the actual number of dependents is higher
5.
Average Number of Dependents: Set by the NHIA at 0.7 as of Jan. 1, 2007
6.
Since October 2009, the average monthly premium for individuals in categories 4 and 5 has been NT$1,376, which is
entirely subsidized by the government.
7.
Since April 2010, the average premium for individuals in Category 6 has been NT$1,249, with 60% paid for by the
individual (NT$749) and 40% by the government.