Page 56 - 中央存保108年年報

表二 最近五年各類要保機構保額內存款比率
Table 2: Ratio of Covered Deposits to Total Eligible Deposits for the Last Five Years
要保機構別
Type of Insured Institutions
保額內存款占要保存款總額比率
Ratio of Covered Deposits to Total Eligible Deposits
2019 2018 2017 2016 2015
本國銀行
Domestic Banks
信用合作社
Credit Cooperatives
農會信用部
Credit Departments of Farmers’ 78.0 Associations
漁會信用部
Credit Departments of Fishermen’s 81.0 Associations
外國及大陸地區銀行在臺分行
Taiwan Branches of Foreign and Mainland Chinese Banks
平均比率
Average Ratio
50.6
51.1 51.3 51.9
64.8 65.6 66.4
單位:%
Unit: %
51.8
67.1
79.4
83.4
2.4 52.5
63.8
77.2
78.8 79.2
81.9 82.3
80.5
2.2
1.9
1.7
1.9
51.0
註:1. 本表基準日為各該年之12月31日。
2. 本表之本國銀行含全國農業金庫及中華郵政公司。
3. 保額內存款係指要保機構每一存款人最高保額以下存款之總額，100年起保額內存款係指新臺幣300萬元以下存款。
4. 要保存款總額，係指要保機構帳列之支票存款、活期存款、定期存款等存款負債科目之總額，扣除可轉讓定期存
單、各級政府機關存款、中央銀行存款、金融同業存款等不保項目存款後之餘額。
Notes: 1. The date of record for the annual figures in the table is December 31 of each year.
2. The figures for domestic banks include the Agricultural Bank of Taiwan and Chunghwa Post Co., Ltd.
3. The term “Covered Deposits” refers to the total deposit amount of each depositor under the coverage limit in an
insured institution. From the year 2011 onwards, the coverage limit is NT$3 million.
4. The term “Total Eligible Deposits” refers to the total amount of checking deposits, demand deposits, time
deposits, and other insured institution deposits listed under the deposit liabilities account, deducting the outstanding amount of negotiable certificates of deposit, government deposits, Central Bank deposits, interbank deposits, and other uninsured deposits.
51.6 51.7 52.3
54
重要統計資料